The Process That Became a Book
Every book has a beginning and this one came as a result of explaining the concepts of financial planning to a young engineer I met named Bryanne. She is very bright and her excellent analytical skills combined with a desire to learn helped our conversations flow back and forth quickly. One day while on a break the topic turned to planning for retirement. She said that it was difficult to get the financial planning information she was looking for as everyone wanted her husband to be present in the meetings. Juggling two work schedules plus their kid’s activities made this all but impossible. What I found as we got deeper into the conversation is that her academic path did not take her anywhere near the Economics or Finance departments. This is typical for many students, particularly those on a highly technical or Liberal Arts career path.
While her frustration was understandable, my bigger concern was that her advantage of time was slipping away. I decided to build her a short course around the economics of investing and financial planning that would be easy to follow. I knew that giving her one without the other would leave her with more questions than answers. By the time we were finished everything had been distilled down to twenty pages and a spreadsheet. My goal was pretty simple; I wanted to make her aware of how time and compounding impacts her world and what her future would look like after saving for the next thirty years. Keep in mind; it’s hard to ask someone to stick to a plan for that long unless you can show them the payoff.
The book is written in a non-technical manner which enables a complex subject to be easily understood. Most people have savings goals in mind, but do not know how to create a financial plan which makes time and compounding work for them. This quick start program delivers meaningful answers using simple, sound steps and when combined with the included planning software, provides information you can use today to design your future and arrive at the book’s key points; start early, save, avoid mistakes and fees matter.
When you’re finished with this book, you will have a very clear idea of how to get your financial life in order, so that small changes will have a meaningful impact. The objective is to create a process that becomes automatic, and can be adhered to throughout your career without conscious effort.
While her frustration was understandable, my bigger concern was that her advantage of time was slipping away. I decided to build her a short course around the economics of investing and financial planning that would be easy to follow. I knew that giving her one without the other would leave her with more questions than answers. By the time we were finished everything had been distilled down to twenty pages and a spreadsheet. My goal was pretty simple; I wanted to make her aware of how time and compounding impacts her world and what her future would look like after saving for the next thirty years. Keep in mind; it’s hard to ask someone to stick to a plan for that long unless you can show them the payoff.
The book is written in a non-technical manner which enables a complex subject to be easily understood. Most people have savings goals in mind, but do not know how to create a financial plan which makes time and compounding work for them. This quick start program delivers meaningful answers using simple, sound steps and when combined with the included planning software, provides information you can use today to design your future and arrive at the book’s key points; start early, save, avoid mistakes and fees matter.
When you’re finished with this book, you will have a very clear idea of how to get your financial life in order, so that small changes will have a meaningful impact. The objective is to create a process that becomes automatic, and can be adhered to throughout your career without conscious effort.